If you have tried to access your credit reports recently, you may have wondered why you have so many options. It gets even more confusing if you would like to get your credit scores as well.
Some offers sound as if they have what you need, but when you look close, you see that they provide information from only one of the credit bureaus. Through trial and error, I have figured out a great method to get my credit report for all agencies, with scores.
When you know that you need both reports and scores from each of the three major credit bureaus, finding all of this, and for no charge, can be tricky. There is a way to get just what you need, and without paying for it, but you will have to sign up for a trial offer with a credit monitoring service. Do a search online for any term, such as "mycreditreport", and you will see your options. These companies offer a 3-in-1 report as an incentive to get you to try out their services. You may even like their offering, but for now, I will simply show you how to use it to get what you need.
